ACCOUNTSAI AGENT FUNDING LAYER

Virtual Accounts for AI Workflows

Proxy virtual accounts help you split spending by agent, keep budgets under control, and track every dollar clearly. Works for personal setups and growing teams.

ProxyVirtual Account
Rails
ACH · Fedwire
Account Holder
OpenClawopenclaw
Policy
CONTRACTORS
Routing Number
021 000 021
Account Number
•••• •••• 4891
Balance
$12,400

Account Types

WORKFLOW ACCOUNTS

Dedicated funding buckets

Create separate balances for each agent, project, or team so spending stays organized.

SegmentationPer workflow or team
BenefitCleaner ownership + budgets
Best forMulti-agent operations
TREASURY CONTROL

Account-level limits

Set account-level budget caps so each workflow stays within its allowed spend.

ControlsBalance and allocation limits
EnforcementPre-spend at funding layer
Best forBudget governance
RECONCILIATION

Ledger-ready records

See deposits, transfers, and account activity in one timeline so it is easy to understand where money went.

TraceabilityAccount to movement to balance
Ops valueFaster close cycles
Best forFinance + accounting teams
SCALE READY

Multi-account architecture

Use separate accounts for subscriptions, travel, vendor spend, and experiments so one workflow does not affect another.

StructurePurpose-built account trees
RiskReduced blast radius
Best forEnterprise workflows

Account Controls

Set account budgets first, then use linked cards for checkout controls.

Funding isolation

Keep balances separate so one bad run does not drain everything.

Allocation rules

Auto-fund accounts with clear rules instead of manual transfers.

Approval gates

Require approval before high-risk transfers or limit increases.

Reconciliation exports

Export clean account activity for bookkeeping and monthly reviews.

Account locks

Pause one account instantly without shutting down everything else.

Evidence continuity

Connect intent, account movement, and final account state in one clear record.

Funding Flow

Split money by workflow, approve spend with intent, and keep a simple trace from account to final charge.

ACCOUNT FLOW
proxy.balance.get()

proxy.intents.create({
  purpose: "Monthly vendor payments",
  expectedAmount: 12000,
  recurring: { cadence: { type: "monthly" } }
})

proxy.transactions.list_for_card({ cardId: "card_123" })

Create your first virtual account in minutes

Start free, set a budget, and connect cards for safe checkout.

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