The right question is not which logo is best. It is which stack gives you the strongest acceptance, control, and explainability for your risk profile and operating model.
Can the stack transact where your agents actually need to buy, including long-tail merchants and SaaS providers?
Look for hard limits, merchant restrictions, velocity controls, and approval routing that cannot be bypassed by weak policy defaults.
Check whether the product links intent, authorization, credential release, and final transaction into one evidence chain.
Validate reconciliation exports, dispute support, and audit workflows before evaluating feature surface area.
Start with the few workflows where mistakes are expensive.
Cap amounts and test merchant/velocity controls under realistic traffic.
Test whether finance can answer "why this charge" in minutes.
Increase limits after dispute rate and policy precision remain stable.